At Unique Mortgage & Realty, Inc. we believe that our customers should always come first, and we are dedicated to meeting their needs and making home ownership a reality!


Whether your looking to purchase or refinance we have a loan that will fit your needs. 

• Primary and Investment properties
• New Construction 
• Self-employed 
• Good, Bad, No Credit, Bankruptcy 
• First time homebuyers 
• Cash down for purchase 
• No cash down for purchase 
• Debt consolidation
• Paying to much a month in bills 
• Wondering why your interest rate is double digits

If you fall in one of these groups or one all of your own, we can help. Take a look at our Purchase or Refinance sections to see a list of some of the different loans that we can tailor to fit your needs today

The following list is just a few of the programs that we have that we can customize to your specific needs.

• Conforming 30,25,20,15,10,5 year fixed mortgages 
• Non-Conforming 30,15 year fixed mortgages 
  100% - 107% Purchase 
• 80/20 (80% first + 20% second= No PMI) 
• Seller Second 
• 100% Stated purchases on single or two unit properties
• 0% down rural home loans up to 100% of Appraised Value

• 100% Refinance 
• Cash-out 
• Debt Consolidation 
• Home Improvements 
• No PMI 
• No income or asset verification 
• HELOC (Home Equity Line Of Credit) 
• 2nd Mortgages